United Finance Group
United Finance Group |
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Request Loan Help A Forensic Mortgage Audit is the comprehensive review of all your loan documents and other evidence pertaining to your home loan. A Forensic Mortgage Audit identifies any illegalities performed by the lender in conjunction with the mortgage. During the audit process, skilled professionals review all documents and communications received from your lender to find violations of your consumer rights.  The Loan Modification Program is designed to achieve affordable and sustainable mortgage payments for borrowers and to increase the value of distressed mortgages by rehabilitating them into performing loans. Absolutely not! The fact is, the lender doesn’t want your house. What they want is for you to pay your mortgage, and if they can help you do that, many lenders will.
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Repayment PlanThe most common way of resolving a loan default is to work out a plan (Repayment Plan) which will let you repay part of the delinquency each month, along with your regular monthly installment.In most cases you will be eligible for a Repayment Plan for the amount you are delinquent if your financial circumstances have stabilized. Most of our clients have experienced a short term financial hardship that has caused them to become delinquent. They are now back on their feet financially and need help getting caught up. If this is the case we will negotiate with your lender to distribute your past due amount over a set period of time, usually 18-24 months, depending on your circumstances. You will need to provide information to prove that you are now capable of fulfilling this responsibility. We will help you gather this information. This type of alternative to a mortgage foreclosure is generally accepted by lenders. We will complete a detailed financial analysis of your income vs. expenses to show the lender what payment will work with your current income along with what down payment you can afford. This will bring your account up to date immediately and keep you in your home. Short SaleA short sale is an agreement between a homeowner and their lender where a home can be sold for less than the mortgage amount with the loss taken by the lender. We handle all lender negotiations from start to finish including:
Our full service option has a $500 up front fee with a 0.50% of the loan settlement fee upon short sale completion. Stop ForeclosureWe start working for you from the initial call. In our Operations Center, we will gather and analyze your data and begin to prepare a strategic plan to help save your home. With plan in hand, our Mitigation Team will negotiate with your lender to stop your foreclosure, so you don’t have to! Because we know and work with most lenders regularly, they are very receptive to us. We know how to present the situation to them so that you end up with the best solution.Below is just a short list of the most common ways to possibly stop foreclosure:
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